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What If Our Jobs Don t Offer Insurance



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or many Americans, the           opportunity. However, changing    
ideal job would include         jobs isn’t an option for          
great pay, flexible hours,      everyone, especially in today’s   
challenging and interesting work      job market. Many of us have       
tasks, easily gained vacation         families to feed and bills to     
time and sick leave, free onsite      pay, and because of these factors 
day care, and a very short            we sometimes have to take what we 
commute. Unfortunately, by these      can get, job-wise. And if the     
standards not every job is the        jobs we have to take don’t offer  
ideal job. But we still have to       the insurance we need, what can   
work, right?                          we do?                            
                                                                        
One of the most important things      Search for other insurance        
that jobs lack today is               options, of course.               
insurance. Whether it’s health                                          
insurance, dental insurance,          The most obvious solution for     
vision insurance, or life             lack of insurance is to purchase  
insurance, there are scores of        an individual insurance policy.   
jobs out there that don’t offer       Albeit, individual policies cost  
one or more of these kinds of         more than the group insurance     
insurance. But, again, we still       policy you could get from an      
have to work.                         employer, and are usually much    
                                      more than most of us are willing  
Some of us have the luxury of         to pay, but having an individual  
leaving one job for another if we     insurance policy is better than   
find that the first job doesn’t       having no insurance at all. If    
offer what we need, especially if     you’re involved in a serious      
it doesn’t offer insurance. We        accident or contract a serious    
can just pack up our desks and        disease, the hospital costs will  
move on to the next job               undoubtedly be much higher than   



the premiums you paid for your        If you look at it that way, the   
individual health insurance           means justify the end. Isn’t your 
policy.                               health, and your family’s health, 
                                      worth the extra cost?             




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